Do You Really Know What Your Insurance Covers?
Upload your policy and Buddy decodes the fine print into plain English — in seconds. No jargon. No surprises. Just clarity.
Know What Your Policy Actually Covers — Before It’s Too Late
This short video covers the exact policy language insurers use to deny claims — and what you can do about it right now.
13 Policy Types. One Simple Upload.
Whether it’s your auto policy or a confusing Medicare supplement plan, Buddy reads it so you don’t have to.
Auto Insurance
Homeowner’s Insurance
Health Insurance
Business Insurance
Medicare
Car Warranty
Renter’s Insurance
Travel Insurance
Dental Insurance
RV Insurance
Pet Insurance
Contractor’s Insurance
Beauty Salon Insurance
Medical Bill Decoder
Get Your Audit in Seconds
Upload Your Policy
Have your policy as a PDF or plain text file. Drag and drop it into the audit tool — no account required.
AI Reads the Fine Print
Buddy’s AI engine scans every clause, exclusion, and loophole — the parts insurers hope you never read.
Get Plain-English Results
Receive a clear, jargon-free breakdown of what’s covered, what’s excluded, and what to watch out for.
These Traps Are in Policies Right Now
These are real scenarios. Knowing about them before you file a claim could save you thousands.
🚗 Auto Insurance: The Household Member Trap
A driver with a 12-year immaculate record had their car totaled while parked. The insurer denied the entire claim and canceled the policy retroactively because an adult sibling who lived in the same house wasn’t listed on the policy.
🔧 Car Warranty Pitfalls
Many extended warranties exclude pre-existing conditions, wear-and-tear items, and require maintenance records. One missed oil change can void the entire warranty.
🏠 Home Insurance: The Flood Exclusion Trap
Standard homeowner’s policies exclude flood damage entirely. Many homeowners discover this only after a major storm when their claim is denied for “water intrusion from outside.”
🏥 Medicare Supplement Gaps
Medicare Supplement plans have enrollment windows. Missing them can mean permanent denial or higher premiums. Many enrollees don’t realize Part D drug coverage is separate.
Insurance Claims Denied
What to Do When Your Claim Gets Rejected
By C. Wayne Standiford. Learn the insider strategies insurers don’t want you to know — how to appeal denied claims, spot bad-faith tactics, and fight back to get the payout you deserve.