Insurance Auditor






Buddy’s Insurance Audit Service | wayneaudit.com


AI-Powered Insurance Audit

Do You Really Know What Your Insurance Covers?

Upload your policy and Buddy decodes the fine print into plain English โ€” in seconds. No jargon. No surprises. Just clarity.

Buddy the Insurance Auditor

What We Audit

13 Policy Types. One Simple Upload.

Whether it’s your auto policy or a confusing Medicare supplement plan, Buddy reads it so you don’t have to.

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Auto Insurance

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Homeowner’s Insurance

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Health Insurance

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Business Insurance

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Medicare

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Car Warranty

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Renter’s Insurance

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Travel Insurance

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Dental Insurance

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RV Insurance

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Pet Insurance

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Contractor’s Insurance

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Medical Bill Decoder

Simple 3-Step Process

Get Your Audit in Under 60 Seconds

1

Upload Your Policy

Have your policy as a PDF or plain text file. Drag and drop it into the audit tool โ€” no account required.

2

AI Reads the Fine Print

Buddy’s AI engine scans every clause, exclusion, and loophole โ€” the parts insurers hope you never read.

3

Get Plain-English Results

Receive a clear, jargon-free breakdown of what’s covered, what’s excluded, and what to watch out for.

Real Policy Traps

These Traps Are in Policies Right Now

These are real scenarios. Knowing about them before you file a claim could save you thousands.

๐Ÿš— Auto Insurance: The Household Member Trap

A driver with a 12-year immaculate record had their car totaled while parked. The insurer denied the entire claim and canceled the policy retroactively because an adult sibling who lived in the same house wasn’t listed on the policy.

“I paid my premium for 12 years without a single accident. The first time someone hit my parked car, my insurer found a paperwork loophole to completely void my policy.”

๐Ÿ”ง Car Warranty Pitfalls

Many extended warranties exclude pre-existing conditions, wear-and-tear items, and require maintenance records. One missed oil change can void the entire warranty.

“My transmission failed at 62,000 miles. The warranty company said I missed a scheduled service by 200 miles and denied the $4,800 repair.”

๐Ÿ  Home Insurance: The Flood Exclusion Trap

Standard homeowner’s policies exclude flood damage entirely. Many homeowners discover this only after a major storm when their claim is denied for “water intrusion from outside.”

“Six inches of water in my basement. My insurer said it was a flood, not covered. I had no idea flood was a separate policy.”

๐Ÿฅ Medicare Supplement Gaps

Medicare Supplement plans have enrollment windows. Missing them can mean permanent denial or higher premiums. Many enrollees don’t realize Part D drug coverage is separate.

“I turned 65 and thought I was covered. Six months later I found out I had a $4,000 gap in my prescription coverage.”

See It In Action

Watch Buddy Decode a Real Policy

See how Buddy transforms pages of legal jargon into a clear, actionable summary in under a minute.



Stop Guessing. Start Knowing.

Upload your policy right now and get a plain-English breakdown in under 60 seconds. It’s free.

๐Ÿ” Audit My Policy Free

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This tool provides informational summaries only and does not constitute legal or insurance advice.