Product Hunt VIP: Free AI Policy Auditor

Drop in a policy and let Buddy find the traps. No sign-ups required to test it out today.

How to test the AI right now:

1:Click Here to reveal a standard Gym Contract to copy and paste into the auditor.

IRONFORGE FITNESS – BINDING MEMBER AGREEMENT & WAIVER

  1. TERM AND RENEWAL: Member agrees to a mandatory initial term of 36 months. Following this initial term, this agreement shall automatically renew for successive 12-month periods at the then-current premium rate. To prevent auto-renewal, Member must provide written notice of cancellation delivered strictly via Certified Mail to our corporate PO Box no less than 90 days, but no more than 120 days, prior to the expiration of the current term.
  2. ABSOLUTE RELEASE OF LIABILITY: Member acknowledges that the use of facility equipment involves inherent risks. Member hereby unconditionally releases, indemnifies, and holds harmless IronForge Fitness, its owners, and its contractors from any and all liability for physical injury, death, or property damage, expressly including any claims arising directly from the gross negligence, failure to maintain equipment, or intentional misconduct of IronForge Fitness staff.
  3. ACCELERATION & PENALTIES: In the event that any scheduled monthly payment is declined or returned for insufficient funds, the entire remaining balance of the 36-month contract term shall become immediately due and payable in full within 24 hours, subject to an immediate 25% administrative collection fee.
  4. DISPUTE RESOLUTION: Any disputes arising from this contract or injuries sustained on the premises shall be resolved exclusively through binding arbitration located in Wilmington, Delaware. Member explicitly waives any right to a trial by jury or to participate in any class-action lawsuit against the facility.

2: Run the audit. Scroll down slightly, paste the text directly into Buddy’s text box, and hit analyze. Make sure you click on the policy tab you are going to audit.

Option 2: Click here to reveal a nightmare Commercial Salon Lease

LUMINA PLAZA – COMMERCIAL SALON LEASE AGREEMENT

  1. COMMON AREA MAINTENANCE (CAM): Tenant agrees to pay a pro-rata share of all CAM charges, property taxes, and building insurance. Landlord reserves the absolute right to increase CAM charges at their sole discretion without prior notice or a specified cap. Tenant shall also be personally responsible for any special assessments for roof or structural repairs up to $50,000 annually.
  2. INDEMNIFICATION & PREMISES LIABILITY: Tenant unconditionally assumes all liability and shall indemnify Landlord against any claims arising from chemical spills, slip-and-falls, or bodily injury occurring within the premises or adjacent parking areas, explicitly including claims arising directly from the Landlord’s own negligence or failure to maintain the property.
  3. DEFAULT & FIXTURE SEIZURE: In the event Tenant is more than 3 days late on base rent, Landlord may immediately terminate this lease, change the locks, and seize all trade fixtures, salon chairs, sinks, and specialized equipment left on the premises, which shall immediately become the absolute property of the Landlord to satisfy presumed damages.
  4. POST-TERMINATION NON-COMPETE: Upon expiration, default, or termination of this lease, Tenant, explicitly including any independent contractors or booth renters operating within the premises, shall not open, operate, or provide services at any competing beauty salon, spa, or cosmetology business within a fifty (50) mile radius for a period of five (5) years.
Option 3: Click here to reveal an automated Heath Insurance Claim Denial

METROPOLITAN HEALTHCARE — EXPLANATION OF BENEFITS & DENIAL NOTICE

  1. CLAIM REFUSION / PRE-EXISTING CONDITION EXCLUSION: Claim ID: #MH-984412. Requested coverage for diagnostic magnetic resonance imaging (MRI) of the lumbar spine is hereby denied in full. Under Section 8(b) of your member benefits booklet, any diagnostic evaluation of musculoskeletal discomfort initiated within the first 180 days of policy active status is categorized as an excluded pre-existing condition, unless prior continuous coverage is documented via certified employer attestation within 10 business days of initial enrollment.
  2. LACK OF PRIOR AUTHORIZATION: Additionally, the medical provider failed to obtain a formal Prior Authorization (PA) number at least 72 hours prior to the diagnostic procedure. Retroactive authorizations are strictly prohibited under network compliance rules, rendering the policyholder solely and personally liable for the full out-of-network balance of $2,450.00.

3:See the results. Watch how fast Buddy highlights the hidden auto-renewals and liability traps!

Did Buddy catch something wild? If you want to discuss your results, or if you are a local business owner looking to audit your commercial policies, shoot me an email directly at: wstandiford@wayneaudit.com